1. About Marvin Advisory

This website is operated by Marvin Advisory LLC, a Rhode Island limited liability company.

Marvin Advisory provides business operations advisory services, practical resources and general information intended to help small business owners improve workflow, systems, organization and operational stability.

2. Acceptance of These Terms

These Terms of Use apply to all visitors, users and others who access this website.

By accessing, browsing or using this website, you acknowledge that you have read, understood and agreed to these terms, together with the Marvin Advisory Privacy Policy and Cookie Policy.

You must be at least 18 years old or otherwise legally able to enter into agreements to use this website for business inquiry or service-related purposes.

3. Website Information Only

The content provided on this website is intended for general informational and educational purposes. Website content does not constitute individualized business advice and should not be treated as a complete assessment of any particular company, situation or operational problem.

Information provided through this website is not a substitute for professional advice from an attorney, accountant, tax professional, financial advisor, insurance professional, human resources professional or other appropriately licensed specialist.

4. No Client Relationship

Accessing this website, sending an email, calling Marvin Advisory or submitting a business inquiry form does not create a client, advisory, fiduciary or confidential professional relationship.

A client relationship begins only after Marvin Advisory and the prospective client agree to a separate written service agreement that describes the scope of work, fees, responsibilities and other engagement terms.

Marvin Advisory may accept or decline any inquiry or proposed engagement at its discretion, subject to applicable law.

5. Business Inquiry Submissions

You may choose to submit information through the business inquiry form or by contacting Marvin Advisory directly.

By submitting information, you represent that:

• The information you provide is accurate to the best of your knowledge
• You have the authority to provide information relating to the identified business
• Your submission does not violate another person’s rights
• Your submission does not contain unlawful, harmful or malicious material

Please do not submit passwords, Social Security numbers, payment card information, medical records, confidential legal communications or other highly sensitive information through the website.

Information submitted before a client relationship is established should not be assumed to be confidential unless Marvin Advisory expressly agrees otherwise in writing.

6. Permitted and Prohibited Use

You may use this website for lawful informational, educational and business inquiry purposes.

7. Intellectual Property

Unless otherwise stated, website text, graphics, branding, logos, layouts, checklists, worksheets, guides, photographs and other original materials are owned by or licensed to Marvin Advisory LLC and may be protected by copyright, trademark and other intellectual property laws.

The name Marvin Advisory, the Marvin Advisory logo and related branding may not be used in a way that suggests sponsorship, endorsement, affiliation or ownership without prior written permission.

No ownership rights are transferred to you by accessing the website or downloading a resource.

8. Downloadable Resources

Marvin Advisory may offer downloadable checklists, worksheets, guides, templates or other educational materials.

Unless a resource states otherwise, Marvin Advisory grants you a limited, nonexclusive, nontransferable and revocable license to download and use the resource for your own personal or internal business purposes.

You May:

• Download and print the resource for your own use
• Use the resource internally within your business
• Share completed materials with employees or professional advisors assisting your business

You May Not:

• Sell, license or commercially distribute the resource
• Republish the resource on another website or platform
• Remove ownership notices, branding or attribution
• Present the resource as your own original work
• Use Marvin Advisory materials to create a competing product for resale

Requests for broader use or redistribution may be submitted to Marvin Advisory in writing.

9. Accuracy and Completeness

Marvin Advisory makes reasonable efforts to provide useful and accurate information. However, website content may contain errors, omissions or information that becomes outdated.

Marvin Advisory does not warrant that every page, resource, description, price or statement will always be complete, current or error-free.

Services, pricing, availability and website content may be changed, corrected or removed at any time without prior notice.

10. Results Are Not Guaranteed

Business results depend on many factors outside the control of Marvin Advisory, including management decisions, implementation, staffing, market conditions, financial circumstances and customer behavior.

Marvin Advisory does not guarantee increased revenue, profitability, growth, customer retention, cost savings or any other specific business result from using this website or its resources.

Examples, illustrations, testimonials or case descriptions represent individual experiences and should not be interpreted as promises of future performance.

11. Reviews and Feedback

Marvin Advisory respects the right of clients and website users to provide honest reviews, opinions and feedback about their genuine experiences.

Nothing in these Terms of Use is intended to prohibit or penalize an honest review. These terms do not authorize defamatory statements, disclosure of confidential information, impersonation, harassment or knowingly false statements.

If you voluntarily provide suggestions or general feedback to Marvin Advisory, you permit Marvin Advisory to consider and use that feedback without creating an obligation to compensate you.

12. Third-Party Websites and Services

This website may include links to third-party websites, social media platforms, analytics services, scheduling tools or other outside services.

Third-party websites and services are controlled by their respective operators. Marvin Advisory is not responsible for their content, availability, security, terms or privacy practices.

A link to a third-party website does not necessarily mean that Marvin Advisory endorses the third party or its services.

13. Website Availability and Security

Marvin Advisory may update, suspend, restrict or discontinue any part of this website at any time.

Marvin Advisory does not guarantee that the website will always be available, uninterrupted, secure or free from technical errors, viruses or harmful components.

You are responsible for maintaining appropriate security, backups and protective software on your own devices and systems.

14. Disclaimer of Warranties

To the fullest extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

Marvin Advisory disclaims warranties relating to accuracy, reliability, availability, merchantability, fitness for a particular purpose and noninfringement to the extent such disclaimers are legally permitted.

Nothing in these terms excludes any warranty or right that cannot legally be excluded.

15. Limitation of Liability

To the fullest extent permitted by applicable law, Marvin Advisory LLC and its owners, officers, employees, contractors and representatives will not be liable for indirect, incidental, special, consequential or punitive damages arising from or relating to:

• Your access to or use of the website
• Your inability to access or use the website
• Your reliance on website content or downloadable resources
• Errors, interruptions, data loss or security incidents
• Third-party websites, tools or services

Any liability that cannot legally be excluded will be limited to the maximum extent permitted by applicable law.

These limitations do not restrict rights or remedies that cannot lawfully be waived.

16. Privacy

Your use of this website is also governed by the Marvin Advisory Privacy Policy and Cookie Policy, which explains how website information, form submissions, cookies and analytics data may be collected and used.

You can review that policy here:

Privacy Policy and Cookie Policy

17. Governing Law and Venue

These Terms of Use are governed by the laws of the State of Rhode Island, without regard to conflict-of-law principles.

Subject to any non-waivable rights under applicable law, disputes relating to these Terms of Use or the website will be brought in an appropriate state or federal court located in Rhode Island.

18. Severability

If any provision of these Terms of Use is found to be unlawful, invalid or unenforceable, that provision will be enforced to the maximum extent permitted or severed if necessary.

The remaining provisions will continue in effect.

19. No Waiver

A failure by Marvin Advisory to enforce a provision of these Terms of Use does not waive the right to enforce that provision later.

20. Changes to These Terms

Marvin Advisory may revise these Terms of Use when website features, services, legal requirements or business practices change.

Updated terms will be posted on this page with a revised “Last Updated” date. Continued use of the website after an update constitutes acceptance of the revised terms to the extent permitted by law.

21. Entire Website Agreement

These Terms of Use and the Privacy Policy represent the agreement between you and Marvin Advisory regarding use of this website.

They do not replace or modify a separate written client agreement, proposal, statement of work or other contract signed by Marvin Advisory and a client.